Build Financial Clarity Over Time
Our structured program runs through autumn 2025 and into early 2026. You'll learn practical budgeting skills that actually stick—not quick fixes, but real habits that grow with you.
Reserve Your SpotHow the Program Works
We've designed this around real life. Most people trying to manage their money better run into the same wall—they start strong, then life happens. Our approach gives you breathing room.
The program spans eight months because genuine change doesn't happen in a weekend workshop. You'll work through different financial seasons, see how your spending shifts, and adjust your approach as you go.
Who's Teaching This
Three people who've spent years helping Australians sort out their finances. They've seen every budgeting mistake imaginable—and made a few themselves along the way.
Declan Brathwaite
Lead Instructor
Spent 14 years in retail banking before realizing most people needed education, not another credit product. Now focuses on teaching the fundamentals that banks assume you already know.
Rhiannon Kemp
Budget Specialist
Built her career helping families in Western Australia navigate tight budgets. She's brilliant at finding the small adjustments that create actual breathing room without feeling like deprivation.
Saffron Drummond
Systems Coordinator
The organizational backbone of the program. She designs the tracking systems and follow-up processes that keep participants on track between sessions without feeling micromanaged.
Program Schedule for 2025-2026
Starting September 2025, running through April 2026. We're spacing sessions to give you time to actually apply what you're learning before adding more concepts.
Program Launch
Initial assessment and goal setting. We'll look at your current financial picture—no sugar-coating, just honest evaluation of where things stand right now.
Foundation Building
Monthly workshops on tracking methods and expense categorization. You'll experiment with different approaches to find what actually works for your lifestyle.
Holiday Navigation
Christmas and New Year sessions focused on managing seasonal spending. This is when most budgets collapse—we'll make sure yours doesn't.
System Refinement
Final phase where we fine-tune your approach based on what you've learned. By April, you'll have a system that's genuinely yours and sustainable long-term.